Rental Property Calculator

Estimate rental property cash flow and cap rate. Adjust the assumptions, review the output, and use the recommendations below to compare products or plan the next step.

Monthly rent$Mortgage payment$Monthly expenses$Property value$

Your result

Estimated monthly cash flow is $550 with a 6.8% cap rate.

Monthly cash flow$550

Annual NOI$24,600

Cap rate6.8%

Annual cash flow$6,600

Rental monthly breakdown

Rent2,600

Mortgage1,500

Expenses550

Save & share this resultGet a permanent URL anyone can open.

Based on your results, ProductsVerdict recommends

See picks

Mortgage calculatorTune the financing side of the deal.

See picks

Budgeting appsTrack property cash flow alongside personal finances.

See picks

Some recommendation links are affiliate links. ProductsVerdict may earn a commission at no extra cost to you.

Ask ProductsVerdict AI about this result

Get a plain-English explanation, what to improve, and which tools could help.

Find real estate toolsMatch the right loan, lender, or platform for your real estate strategy.ProductsVerdict may earn a commission through partner links.See picks

Share your results

"Estimated monthly cash flow is $550 with a 6.8% cap rate." — share with someone choosing software.

How this calculator works

We compute cash flow (rent minus all operating costs and debt service), cap rate (NOI / price), and cash-on-cash return (annual cash flow / cash invested).

Formula transparency

CoC = (NOI − debt service) / cash invested

NOI = rent × 12 × (1 − vacancy) − operating expenses. Cap rate = NOI / purchase price. Cash flow = NOI − annual debt service. Cash-on-cash = annual cash flow / down payment + closing.

FAQ

How accurate is the Rental Property Calculator?

The Rental Property Calculator is a planning tool. It uses your inputs and standard formulas, but final decisions should include taxes, fees, vendor pricing, and professional advice where relevant.

Can I share or embed this calculator?

Yes. Use the share button or embed code on the page to reference the tool from an article, client report, or website.

What should I do after using this calculator?

Compare the estimate against real products, pricing pages, and your own historical data before choosing a vendor or budget.

Related free tools

Real EstateAirbnb Profit CalculatorEstimate short-term rental revenue, expenses, and monthly profit.Real EstateRent vs Buy CalculatorCompare monthly renting cost with estimated ownership cost.

Embed program

Embed the Rental Property Calculator on your site

Drop a single iframe into any blog post, landing page, or client report — your readers get the full calculator with live updates. Free to use with attribution.

How embeds work Embed Program & API

Embed this calculator on your websiteGet code

Drop this iframe into any HTML, WordPress, Webflow or Framer page. Free to use — please keep the link back to ProductsVerdict.

<iframe src="https://www.productsverdict.com/embed/tools/rental-property-calculator" width="100%" height="720" style="border:0;border-radius:12px;max-width:100%;" loading="lazy" title="ProductsVerdict calculator"></iframe>

Know someone running the same numbers? Send them this calculator.